/* ----------------------------------------------------------
   PAGE-WIDE FONT RESET — MATCH SBK FONT
---------------------------------------------------------- */
body {
  font-family: "Segoe UI", Tahoma, Geneva, Verdana, sans-serif;
  margin: 0;
  padding: 0;
  color: #000;
}

/* ----------------------------------------------------------
   NAVIGATION
---------------------------------------------------------- */
.sbk-nav {
  background: #111;
  padding: 12px 0;
}

.sbk-nav ul {
  list-style: none;
  display: flex;
  justify-content: center;
  gap: 30px;
  margin: 0;
  padding: 0;
}

.sbk-nav a {
  color: #fff;
  text-decoration: none;
  font-size: 15px;
  font-weight: 600;
}

.sbk-nav a:hover {
  text-decoration: underline;
}

/* ----------------------------------------------------------
   HEADER
---------------------------------------------------------- */
.sbk-header {
  background: #222;
  color: white;
  padding: 40px 20px;
}

.sbk-header-inner {
  display: flex;
  align-items: center;
  gap: 20px;
  max-width: 900px;
  margin: 0 auto;
}

.sbk-header-logo {
  width: 100px;
  height: auto;
}

.sbk-title {
  font-size: 28px;
  font-weight: bold;
  color: #D4AF37; /* gold */
  margin: 0;
  text-align: left;
}

.sbk-tagline {
  font-size: 16px;
  opacity: 0.9;
  margin-top: 6px;
  text-align: left;
}

/* ----------------------------------------------------------
   GOLD SBK BUTTON
---------------------------------------------------------- */
.sbk-btn {
  background: #D4AF37; /* gold */
  color: #000;         /* black text */
  padding: 12px 18px;
  border-radius: 6px;
  text-decoration: none;
  font-weight: bold;
  display: inline-block;
  margin: 10px 0 20px 0;
}

.sbk-btn:hover {
  background: #b8962f; /* darker gold */
}

/* ----------------------------------------------------------
   MAIN CONTENT
---------------------------------------------------------- */
.sbk-main {
  max-width: 900px;
  margin: 40px auto;
  padding: 0 20px;
}

.sbk-section {
  margin-bottom: 40px;
}

.sbk-section h2 {
  font-size: 22px;
  margin-bottom: 12px;
}

.sbk-section p {
  font-size: 16px;
  line-height: 1.6;
}

/* ----------------------------------------------------------
   POLICY LIST
---------------------------------------------------------- */
.sbk-policy-list {
  list-style: none;
  padding: 0;
  margin: 20px 0;
}

.sbk-policy-list li {
  margin-bottom: 12px;
}

.sbk-policy-list a {
  color: #D4AF37;
  font-size: 16px;
  text-decoration: none;
  font-weight: 600;
}

.sbk-policy-list a:hover {
  text-decoration: underline;
}

/* ----------------------------------------------------------
   FOOTER
---------------------------------------------------------- */
.sbk-footer {
  background: #111;
  color: white;
  text-align: center;
  padding: 25px 20px;
  margin-top: 60px;
}

.sbk-footer a {
  color: #fff;
  text-decoration: none;
}

.sbk-footer a:hover {
  text-decoration: underline;
}

/* ----------------------------------------------------------
   RESPONSIVE
---------------------------------------------------------- */
@media (max-width: 600px) {
  .sbk-nav ul {
    flex-direction: column;
    gap: 12px;
  }

  .sbk-header-inner {
    flex-direction: column;
    text-align: center;
  }

  .sbk-title,
  .sbk-tagline {
    text-align: center;
  }
}